The American Retirement Advisor
Retirement should feel like freedom, not a puzzle. The American Retirement Advisor is your daily dose of straight talk on the three decisions that shape every retirement: your healthcare, your income, and your inheritance plan.
Each episode is a short, focused read of our latest article, drawn from real conversations with real families at American Retirement Advisors in Scottsdale, Arizona. No jargon. No sales pitch. Just the kind of advice you'd want from a trusted friend who happens to do this for a living.
Hosted by Ian Schaeffer, author of Medicare Made 123Easy, COO of ARA, and founder of 123Easy Studios. Articles read by Betty.
American Retirement Advisors has served over 14,900 families since 2001. Featured in Forbes, a 4-time America's Select Financial Advisors honoree, a 3-time Inc. 500, and a Nextdoor Neighborhood Favorite.
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Read the full articles at https://news.americanretirementadvisors.com/
The American Retirement Advisor
Latest Episodes
What's your worst-case year? What the Letter Leaves Out, part two
What the Letter Leaves Out, part 2. The plan letter lists an out-of-pocket maximum. It does not add up what a bad year costs you all in: the premium, Part B, the medical limit, and the drug cap. An engineer does the arithmetic with 2026 and 202...
Did your plan add a deductible? What the Letter Leaves Out, part one
What the Letter Leaves Out, part 1. The plan letter is supposed to show what changed, and this week we read one that did not show either deductible. For 2027, more Advantage plans in Maricopa have a medical deductible, and drug deductibles can ...
What we learned when the 2027 Medicare plans came out
Healthcare in Retirement. Since the 2027 plans went live on October 1, our team has pulled every plan in Scottsdale and Las Vegas to get ready for next week's client workshops. More deductibles, higher out-of-pocket limits, a $700 drug deductib...
A bigger number is not a clearer number. Take-Home Notes
Take-Home Notes. What yesterday's Medicare workshops taught us. People holding their plan letter still had not caught that things were changing, Medicare.gov is not showing doctor matches for 2027 yet, and the numbers on the screen only help if...
Which one are you? Take-Home Notes, part five
Take-Home Notes, part 5. The workshop's last section sorts the room into three groups: not on Medicare yet, on an Advantage plan, or on a Supplement with a drug plan. What each group does this fall, the six questions to ask anyone who offers to...
