The American Retirement Advisor
Retirement should feel like freedom, not a puzzle. The American Retirement Advisor is your daily dose of straight talk on the three decisions that shape every retirement: your healthcare, your income, and your inheritance plan.
Each episode is a short, focused read of our latest article, drawn from real conversations with real families at American Retirement Advisors in Scottsdale, Arizona. No jargon. No sales pitch. Just the kind of advice you'd want from a trusted friend who happens to do this for a living.
Hosted by Ian Schaeffer, author of Medicare Made 123Easy, COO of ARA, and founder of 123Easy Studios. Articles read by Betty.
American Retirement Advisors has served over 14,900 families since 2001. Featured in Forbes, a 4-time America's Select Financial Advisors honoree, a 3-time Inc. 500, and a Nextdoor Neighborhood Favorite.
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Read the full articles at https://news.americanretirementadvisors.com/
Episodes
91 episodes
You Already Won. You Just Forgot.
You saved for 30 years, did everything right, and now you're afraid to spend any of it. A quarter-point rate move ruins your Tuesday. Here's why the worry is the problem, not the money.Read the full article:
How to Talk to Your Parents About Inheritance (Before It's Too Late)
It's not about the money. It's about making sure the burden doesn't fall on whoever's left.Read the full article: https://ne...
3,672 People Already Made This Decision. Here's What They Said.
Choosing who to trust with your retirement is one of the hardest decisions you'll make. We built a site where you can hear from thousands of people who already made it.Read the full article:
You Have Enough Money to Retire. So Why Can't You Pull the Trigger?
They had more than enough saved. But they couldn't bring themselves to spend it. What they actually needed wasn't more money. It was a plan.Read the full article:
We've Got $1.1 Million, but Our Advisor Never Talks About Any of This
A wife wrote in to our live show with a question that stopped the room. Her advisor of 15 years had been brushing off every question that actually mattered.Read the full article:
My Father Made a Huge Mistake With His CDs
On our live show, my father admitted something most advisors would never say out loud. His accountant screamed at him. Here's what he got wrong.Read the full article:
3 Medicare Gaps That Catch Retirees Off Guard
Medicare doesn't cover dental, vision, or the income surcharge most retirees don't see coming. Here's how to fill the gaps.Read the full article:
He Had $500K at Vanguard and Thought He Was Fine
A caller on our live show said he had it all figured out. Then my father did what he does best. Here's what I watched happen.Read the full article:
The Hidden Cost of Medicare Plan Loyalty
Your Medicare supplement premium went up. Before you just pay it, do the math on what loyalty is really costing you.Read the full article:
Fiscal Fridays Is Here: A Live Retirement Show Like Nothing You've Seen Before
Tomorrow morning at 10:30 AM in Scottsdale, Arizona, we're doing something we've never done before: launching a live retirement show called Fiscal Fridays. David Schaeffer, who founded American Retirement Advisors over 25 years ago, is s...
How a Roth Conversion Affects Your Social Security Tax and Medicare Premium
A $150,000 Roth conversion saved one couple a fortune in future taxes. It also triggered $4,600 in Medicare surcharges they never saw coming.Read the full article:
The Math Most City of Scottsdale Employees Never Run Before They Retire
You've spent 20 years serving the city. But most Scottsdale employees never compare their ASRS group Medicare Advantage plan to what's available on the open market. The numbers surprise almost everyone.Read the full article:
The Inheritance Plan That Protects Your Kids From Themselves
Love your kids. Trust your kids. And still build a plan that protects them from a windfall they're not ready for.Read the full article:
The One Page That Overrides Your Entire Will
Your will doesn't control your largest assets. One page does. And you probably haven't looked at it in years.Read the full article:
Is Your Social Security Income Taxable? Here's How to Know
Up to 85% of your Social Security may be taxable. The thresholds haven't changed since 1993, and more retirees get hit every year.Read the full article:
Why the Smartest Investors Don't Pick One Strategy
When markets get rough, the instinct is to pick a side. But the clients who sleep best at night? They split the difference.Read the full article:
The Roth Conversion Window Most Retirees Don't Know Exists
Between retirement and Social Security, there's a window where converting to Roth could save you tens of thousands in taxes. Most people miss it entirely.Read the full article:
Your Medicare Supplement Rate Went Up Again. Here's What You Can Actually Do About It.
Rate hikes on your Medicare Supplement don't mean you're stuck. Here's how one couple saved over $2,000 a year without losing their doctors.Read the full article:
Medicare Doesn't Cover Your Teeth. Here's What Does.
What retirees need to know about dental, vision, and hearing coverage gaps in Medicare.Read the full article: news.ame...
Your Kids Will Inherit Your Money. Are They Ready?
What to do when you love your kids but worry about how they'll handle an inheritance.Read the full article: news.americ...
Medicare Made 123Easy - Updated with new Bonus Chapters!
Come explore this deep dive into our newest book!
S1E70 November 2021 Newsletter Reading of The American Retirement Advisor
Listen to the November 2021 American Retirement Advisor Newsletter as David Edge brings the words to life.Need a hard copy to Read along?Here is a link to download the PDF: https://bit.ly/3usAwPK Workshop Registrati...
S1E69 October 2021 Newsletter Reading- The American Retirement Advisor
Listen to the October 2021 American Retirement Advisor Newsletter as David Edge brings the words to life.In this Month's Reading:- BOO!- AEP Tips- Howl-O-Ween!- Scary Stuff!- Blood Pressure Meds and Cognition Studies...
S1E68 What do do with your Medigap during AEP
Medicare’s Annual Election Period (AEP) creates a great opportunity for folks to make changes to their Medicare plans. BUT, what about Medigap/ Medicare Supplement plans? Can you use AEP to make changes to supplement/medigap plans?...